Personal Loan Calculator
unsecured · fixed-payment loan
Advanced options (taxes & fees)
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Monthly personal-loan payment
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Principal financed
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Total interest
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Total payable
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Rate entered
Personal loan snapshot
Enter the amount you want to borrow and any lender-quoted APR to see your fixed monthly payment and total cost before you apply.
Related tools
How personal loan payments work
- Unsecured: no collateral required, so rates are higher than auto or home loans.
- Fixed payment: like a mortgage or auto loan, the payment stays the same every month.
- Origination fee: some lenders deduct 1–8% upfront; enter that under "fees" to see the real amount you receive.
- Use wisely: common uses are debt consolidation, medical bills, or home improvement.
Estimate only: Estimate only — your actual rate depends on credit, income, debt-to-income and the lender.