Truck Loan Calculator
pickup & commercial trucks
Advanced options (taxes & fees)
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Monthly truck payment
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Amount financed
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Total interest
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Total payable
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Rate entered
Truck loan snapshot
Trucks hold value well but cost more upfront. Enter the price, down payment and APR to see the real monthly commitment before you buy.
Related tools
How truck loan costs add up
- Higher prices: the average new pickup now tops $50k, making term choice critical to a manageable payment.
- Work truck? If the truck is used for business you may be able to deduct depreciation — ask a tax professional.
- Down payment: 10–20% down is common and helps avoid being upside-down on the loan early on.
- Shop term: a 72- or 84-month loan reduces the monthly hit but can add thousands in total interest.
Estimate only: Estimates only — your APR and term depend on lender, credit profile and whether the truck is new or used.